HVAC Mechanic Salary in Kentucky 2026

Last reviewed · Methodology

The median annual wage for a hvac mechanic in Kentucky is $49,642 (mean $54,407). After federal, Kentucky state, and FICA taxes, take-home pay is approximately $40,082/year ($3,340/month).

Median Annual

$49,642

in Kentucky

Mean Annual

$54,407

vs. $65,550 national

Take-Home / yr

$40,082

after all 2026 taxes

Effective Tax

19.3%

federal + state + FICA

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Kentucky vs. national hvac mechanic wages

MetricKentuckyNationalDifference
Median annual wage$49,642$59,810-17%
Mean annual wage$54,407$65,550-17%
Take-home (single filer)$40,082after all 2026 taxes

Kentucky median derived from BLS OEWS May 2024 national figure adjusted by state wage pattern.

Take-home breakdown for $49,642 in Kentucky

Annual deductions

Federal income tax
−$3,777
Kentucky state income tax
−$1,986
FICA (SS + Medicare)
−$3,798
Total taxes
−$9,560

Your paycheck

Annual net
$40,082
Monthly net
$3,340
Bi-weekly net
$1,542
Hourly equivalent
$19.27/hr

Assumes single filer, no pre-tax deductions, standard deduction, 2026 IRS brackets. Use the full calculator for filing-status adjustments, 401(k) contributions, and other pre-tax items.

About this occupation

Installs, maintains, and repairs heating, ventilation, air conditioning, and refrigeration systems in residential, commercial, and industrial buildings.

Outlook (2023-2033)

+6% (2023-2033, faster than average)

Typical Education

High school diploma + apprenticeship or postsecondary program

BLS SOC Code

49-9021

Frequently asked questions

How much does an HVAC technician make in in Kentucky in 2026?

The national median annual wage for HVAC mechanics was $59,810 in May 2024 (BLS OEWS). With 2026 tax rules, take-home pay runs roughly $47,000-$51,000 depending on state. Experienced techs specializing in commercial systems or refrigerants often earn $80K+.

Which states pay HVAC technicians the most?

The District of Columbia ($85K median), California ($78K), Illinois ($75K), Washington ($72K), and Massachusetts ($72K) lead the country. Demand is highest in hot climates (TX, AZ, FL) but wages there are slightly lower because of cost-of-living.

Is HVAC a good career in 2026?

Yes. Climate change is increasing cooling demand, and heat-pump transitions are creating new installation work. BLS projects 6% growth through 2033, and the trade is automation-resistant.

What is the take-home pay on a $49,642 hvac mechanic salary in Kentucky?

On a $49,642 hvac mechanic salary in Kentucky, take-home pay is approximately $40,082/year ($3,340/month, $1,542/bi-weekly). That accounts for $3,777 in federal income tax, 1,986 in Kentucky state income tax, and $3,798 in FICA. The effective tax rate is 19.3%.

Highest-paying states for HVAC Mechanics

Related occupations in Kentucky

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